Earning Pdu Credits – Information For Independent Contractor Pmp

Depending on how they earn the professional development units, pdu, required to renew their credential, they can continue to bear high costs. By utilizing more of the available credit earning options, costs can be lowered.

Many project pdu managers earn the 60 renewal credits in each 3 year cycle by attending courses. These tend to be relatively expensive. Typical tuition fees for project management courses are at least $250 per day. Often, tuition is $500 per day or higher which represents a per credit cost of between $30 and $70. Along with the useful knowledge, credential holders gain 8 credits for an 8 hour course. Of course, an independent consultant would lose the billable hours, worth perhaps $800, while they attend the course. Seminars and workshops also provide renewal credits but have costs similar to course tuition fees. Again, the independent contractor loses billable hours.

Luckily there are other, less costly ways to earn credential renewal credits. Reading project management materials in journals or on the Internet earns 1 credit for each hour of activity. This is a great way to research topics and get significant credits. Up to 15 credits can be claimed in each 3 year renewal cycle. The costs can be low or free and the time is well used, usually not resulting in a loss of billable hours.Working as a project manager also counts for up to 5 renewal credits per year. Independent contractors will have to document their actual project time to claim these credits. This should not be difficult since it is likely a professional obligation already.Attending the local PMI? chapter meetings is an excellent way to earn renewal credits and strengthen local business connections. The credits earned in this category will cost perhaps $14 each. Considering the possible future value of the business connections, this is often money well spent.

Other inexpensive renewal credits are available. Volunteering to serve on a pdu board or providing project management services to a non-profit organization are recognized activities. Unfortunately, these often require a substantial investment of time. Independent contractors would likely use their free time in order to avoid a loss of billable hours. There would be possible business contacts to gain but the time commitment would need to be closely examined.Independent contractors would be well advised to consider certain writing activities for their renewal credits. Perhaps an existing blog post or a project review document would be useful as a good starting point for an article. Up to 15 renewal credits can be claimed for each project management article published in a journal. Combining various materials can help when working on an article.

Until recently, there were few publishing pdu opportunities as many journals had very restrictive submission policies. Luckily this situation is now improved. Project management journals now exist that welcome article submissions. Independent contractors will find that writing articles for these publications offer some of the best value for renewal credits, both in dollars and time.

Nashville Real Estate Listings – Properties for Sale

The old clich about the safest buy being that of real estate has finally come true again. After the gargantuan recession of 2008, it is no wonder that Americans tossed the motto of -real estate, real estate, real estate- out the window, because that commodity itself was the very kiss of death for too many Americans. Miraculously, Tennessee real estate in general and Nashville real estate in particular never tanked quite as disastrously as that of the rest of the nation, though. Real estate listings continued to show steadily increasing prices for Tennessee real estate and dramatically increasing prices for Nashville real estate while other cities were at a loss for how to reassemble their economies from the ground up.

Even a cursory glance at real estate listings today will provide an accurate image of the trendy interest in Nashville real estate compared with Tennessee real estate as a whole. There is a reason that Nashville continues to top lists of destinations for corporate openings and individual vacations alike, and real estate listings can only reflect that. While the soaring numbers may be exciting for well-established Nashville residents and business owners, the news is not so great for those experiencing the harsh reality of gentrification. Nashville’s hottest neighborhoods often gain the allure they eventually capitalize on by originating in low-price areas; the rapid development of east Nashville, closely followed by the commercialization of much of the 12 South neighborhood, provide clear examples of the construction that follows closely on the heels of increasing real estate prices.

For many, gentrification seems to be an inevitable, albeit regrettable, phenomenon. As areas improve through safety and cleanliness initiatives, their homes become more desirable and attract residents willing to pay more for them as a result. The increasing potential asking price soon translates to an increasing minimum rent price, which forces long-time families and individuals out of their homes. Even when residents are willing and able to accommodate the inflated price of staying where they are, they are not always given that choice.

The city has routinely chosen to close public housing developments that it considers less profitable then potential replacements, thereby driving out all previous tenants. The city also has failed to provide adequate public transit opportunities to those displaced by gentrification and moved farther from the city center, thereby creating employment hurdles when displaced residents’ previous jobs are no longer reachable. Other growing metropolitan centers in America have made good use of the affordable housing models proposed by social justice advocates and development experts, but Nashville has yet to get on board. For a city so obsessed with its own growth, it is sadly blind to the eye it’s gouging out.

Sherman Mohr is a chief editor of Nashville.com sharing information on Nashville real estate here. Start your search for the finest homes and properties in Nashville and visit for recent news

Fha Loan Qualifications – Fha Housing Loans Are More Lenient Than Conventional!

FHA home loans are by far the most popular mortgage loans available. FHA stands for Federal Housing Administration and is a government agency. These FHA home loans are generally loans that are funded by a federally qualified lender, but are insured by the Federal Housing Administration. Although a FHA Home Loan is easier to get than a conventional mortgage loan there are certain FHA Loan Qualifications.

FHA home loans are so popular because they will allow you to finance your home purchase with having much less than the traditional twenty percent down. You can have as little as three and a half percent. This really allows more people to be able to own their own home.

Once you have decided that this might be the way to finance your home purchase, you need to make sure you can meet the FHA loan qualifications.

Even though FHA home loans are the easiest type of loan to qualify for, you need to be able to meet these basic FHA loan qualifications.

1. The first FHA loan qualification is at least two years of consistent income. Most preferably from the same employer. Once you can prove your employment history, lenders also like to see that your last two years of income has at least stayed the same or even better if it has increased.

2. The next qualification is that your credit report should not have any more than two thirty day late payments in the last two years. Lenders would ideally like to so no late payments on your credit, but one or two will still be allowable.

3. Have a bankruptcy? Don’t worry, one of the FHA loan qualifications covers this area. If you have any bankruptcies on your credit, you might want to wait at least two years since it’s been discharged.

While you are waiting for your two years, you need to also show perfect credit since the bankruptcy too. As for previous foreclosures, lenders would like to see a minimum of three years of perfect credit since the foreclosure.

4. And lastly, your new mortgage payment shouldn’t be more than thirty percent of your gross income.

Those are the FHA loan qualifications on a very superficial level. Generally, these loans are the most popular because the FHA loan qualifications are so easy to meet. They are specifically designed for the average American that is really looking to purchase a home. They do not need to have ton of money down and you don’t have to have absolutely perfect credit to qualify.

So if you are looking to purchase a home and you are looking for a mortgage loan, your best chance is a FHA Home Loan because it is the FHA Loan Qualifications are more lenient than a conventional loan.

Ibm Certified Bpm Developer Certification And The Procedure For Clearing The Test

The IBM Certified BPM Developer certification is designed for all those individuals who wish to deal with the complexity of the process applications. This certification tests the candidates ability to work with Complex Process Application Data System, Manage Complex Task and Process Interactions, Integrate External Systems, implement attractive user interfaces and design relevant and informative reports, dashboard and scoreboards on the process
Description

The candidates in possession of this certificate are responsible for supervising of the certified associate developers and also provide guidance to these certified associate developers. The BPM developers are responsible for arriving at business solutions that are associated with high quality and process driven. They implement the IBM Web sphere Lombardi Edition 7.1. The job roles that the possession of this certification would call for include the development of portals that would provide visibility to the processes by the usage of custom reports and scoreboards. Apart from this, the certified professionals would be responsible for designing and development of the data system architectures that are linked with the process applications. Moreover, the other important job roles include the development, designing and the management of complex process interactivity. Also, these professionals would be able to implement some advanced technical integrations with some external systems. Also, they would be capable of implementing advanced routing of various tasks.

Requirements:

This certification requires one test to be passed by the willing and the eligible candidates. This test is named Test 000-173- IBM BPM Blueprint, IBM Web sphere Lombardi edition V7.1 application development. The number of questions included in this test is 72. These questions are to be solved in an exhaustive duration of 150 minutes. The passing score that is required to be obtained is 68%. The test is being administered by Parametric and it can be taken by the candidates in any region of the world. The test is being conducted in English language. The most important section of the test is associated with the management of complex tasks and process interactions. The other important sections that have weight age in the test include the complex process application data system, implementation of advanced task routing, Implementation of high performing and stylish user interfaces and providing the process visibility by the various dashboards, scoreboards and reports. Apart from this, the integration of external systems is another application that needs to be focused upon for this test. However, the number of questions and the duration of the test are likely to change.

Benefits

IBM certification lays the foundation for a successful career. The certified candidates are very much in demand by the business. As IBM commands very good respect among the IT community, any certification from this organization commands equal respect. So these certified professionals are looked up for their skill, knowledge and expertise in the certified topic. They are the best as they are trained with all the nuances of the software and can find solutions easily to any problem.

Good Looking Marketing Flyers Are A Key Tool For Today’s Real Estate Agent

With many types of word and photo processing programs available to busy real estate agents, what are the qualities that make some better than others? Today’s agents need the ability to produce high quality, picture incorporated marketing flyers to keep up with what is a rapidly changing housing environment. In an industry dominated by desperate sellers, home builders with surplus inventory, and banks which have a growing number of foreclosures, real estate agents who have the ability to sell and are equipped with the proper tools to sell are in very high demand. The housing market we all know is very challenged with a record number of over-built single-family homes covering the U.S.

The opportunity for sales agents to earn big commissions is as good as it’s been in a long while. You may say that there’s too much competition in the industry, and while perhaps true, the better agents not only have a wide variety of inventory selections to market, but they also have a large array of potential clients to represent. Today’s real estate agent has the luxury to pick and choose from quite a number of potential listings. They can take as many or as few listings based on how many hours that they want to commit to. Good tools are a necessity in maximizing the efficiency of time allotted to an agent’s busy schedule.

The most basic of tools, aside from a “for sale” sign in the front yard, is a well-written, quality produced marketing flyer displaying the best photography and copy layout. While anyone can put a generic 18″ x 24″ for sale sign in a front yard, the next requirement for collateral material is a great looking sales flyer. An agent can use a traditional word and photo processing program or a specifically, industry-designed program written by a real estate agent, for a real estate agent. A program offering good templates which are user-friendly and have the flexibility to quickly update the format is just what the doctor ordered for a rapidly changing home sales market. For the constantly on-the-go professional, software that allows the user to burn-to-disc and use multiple computers is also a necessity.

After all, a well thought-out and produced marketing flyer can be the difference between making a sale or not making a sale and selling a home at 75% of asking price versus 105% percent of asking price. Arm yourself with the best possible tools to make you efficient and successful.

How to Find the Right Austin Air Conditioner Installation Contractor

It is important that one find the best air conditioner installation contractor in the city.

Hiring the right contractor isn’t a simple matter, especially if homeowner is serious about finding a Austin Air Conditioner Installation contractor with building science training or a familiarity with deep energy retrofitting techniques. Give oneself plenty of time; one or two months aren’t sufficient. Not only will you need to find a reliable and competent contractor, customer will also need to be slotted into that contractor’s schedule, which can sometimes be backed up quite a few months. The better the contractor’s reputation, the longer the waiting list. To find a contractor, start by asking friends and neighbors, or knocking on the doors of homes that have recently been remodeled. By talking with people who have just been through the process, customer will get a version of a remodeling story that isn’t softened by the fog of time. Ask them about whether the contractor is open to new ideas and whether the project stayed on schedule. Even simple things, like end-of-day site cleanup or a willingness to show up on a weekend to reposition a tarp that’s blown off, can tell customer a lot about the character of a contractor. Don’t be afraid to ask how disputes were handled, and whether the contractor’s prices are reasonable.

Customer will also be spending a lot of quality time with the contractor and crew, and customer is investing lots of time and money to make this project work, so interview at least three contractors to find someone who fits the budget and personality. Customer might pay a little more for someone who is willing to try some newer techniques, like advanced framing or spray foam insulation, and that contractor might jump at the chance to learn some new skills related to deep energy retrofits. Companies could potentially be a big part of new business for a contractor, so being among the first contractors in a given locality to acquire those skills and training could give him or her leg up on the competition.on.

Even when working with an excellent Austin air conditioner installation contractor, unforeseen problems will undoubtedly arise. Unexpected structural problems may come to light in the midst of the retrofit, or changes may need to be made to the original plan. Both customer and the contractor will need to be flexible in working through such problems. In most cases, the cost will lie with the homeowner and deadlines will have to change. Being reasonable and calm is the best thing customer can do to keep the process moving forward in the most positive way possible. Keep all of this in mind, and select a contractor who scores highly in enough categories to make sure the project is a success.

Dainy Morsen is a professional writer, presently writing for Austin AC repair